BAUERFINANCIAL
5 Quarter Financial Highlights
KAISER FEDERAL BANK - COVINA, CA
(626)339-9663
www.kaiserfederal.com
(Dollar amounts in millions)
|
| Data as of: |
06/30/08 |
|
03/31/08 |
|
12/31/07 |
|
09/30/07 |
|
06/30/07 |
| Bauer's Star Rating: |
5-Stars |
|
5-Stars |
|
5-Stars |
|
5-Stars |
|
5-Stars |
| Recommended for 73 consecutive quarters. |
| Date Established: 01/01/1953 |
| # of Branches: 9 |
| Total Assets ($): |
$839.995 |
|
$853.578 |
|
$819.942 |
|
$791.951 |
|
$784.047 |
| Current Quarter’s Profit (Loss) ($): |
$1.158 |
|
$1.283 |
|
$1.082 |
|
$0.899 |
|
$1.040 |
| Year-to-date Profit (Loss) ($): |
$2.441 |
|
$1.283 |
|
$4.003 |
|
$2.921 |
|
$2.020 |
| Profit (Loss) Calendar 2007 ($): |
$4.003 |
|
|
|
|
|
|
|
|
| Return on Assets (annualized %): |
0.58% |
|
0.62% |
|
0.51% |
|
0.50% |
|
0.53% |
| Return on Equity (annualized %): |
6.59% |
|
7.07% |
|
5.74% |
|
5.70% |
|
5.97% |
| Leverage (Tangible) Capital Ratio (%): |
8.46% |
|
8.14% |
|
8.28% |
|
8.39% |
|
8.32% |
| Bauer’s Adjusted Capital Ratio (%): |
8.13% |
|
7.97% |
|
8.10% |
|
8.34% |
|
8.15% |
 The closer the Bauer's adjusted capital ratio is to the leverage capital ratio, the lower delinquent loans are. See below.) |
5 Star - Superior (Included on Recommended Bank Report.)
4 Star - Excellent (Included on Recommended Bank Report.)
3½ Star - Good
3 Star - Adequate
2 Star - Problematic
1 Star - Troubled
Zero - Bauer's lowest rating.
S.U. - Start up institution. Too new to rate.
|
Dollar amounts are in millions.
For example, $12,345.678 would be $12 billion, 345 million, 678 thousand. |
| Bauer's Adjusted Capital Ratio Definition: Tier 1 (tangible) capital less loans delinquent 90 days or more and repossessed assets as a percent of tangible assets less loans delinquent 90 days or more and repossessed assets. |
| Compiled from financial data as reported to federal regulators. Although the financial data obtained from these sources is consistently reliable, the accuracy and completeness of the data cannot be guaranteed by BauerFinancial, Inc. Copyright BauerFinancial, Inc., Coral Gables, FL 33114-3520. 800.388.6686 Reproduction in whole or in part without permission is prohibited. |
